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Coverage · Life Insurance

Life Insurance

Provides a tax-advantaged payout to the people who depend on you — income replacement, debts and final expenses.

~$34/mo typical*
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Life Insurance

What affects your price

  • Age & health
  • Coverage amount & term length
  • Tobacco use
  • Family medical history
  • Term vs. whole life

Typically covered vs. not

  • Income replacement for dependents
  • Mortgage & debt payoff
  • Final-expense costs
  • Optional living/critical-illness riders
  • Claims within a contestability period for misstatements
  • Certain high-risk activities (unless disclosed)
  • Lapsed-policy coverage
  • Amounts above the policy face value
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